Chapter 7
Liquidation
A liquidation filing. It is available once every eight years.
Bankruptcy and Financial · Fredericksburg, Virginia
Bankruptcy, Chapter 7 and Chapter 13, explained plainly.
Chapter 7 and Chapter 13 filings that stop foreclosures, repossessions, creditor calls and collection lawsuits, plus consumer law and fair debt collection.
Chapter 01
Where debt gets out ahead of you.
Many people who call a bankruptcy lawyer have been carrying the problem for a long while before they dial. Envelopes stack up on the counter. The calls start. Then a foreclosure date, a repossession notice or a collection lawsuit turns a money worry into a deadline.
It’s natural to wait and hope next month fixes it. The trouble is that foreclosures, repossessions, creditor calls, collection efforts and lawsuits keep moving whether or not anyone answers the phone. Bankruptcy is a legal tool built to stop them, and it’s one of several options worth understanding before you decide anything.
Opened envelopes, a calculator and a coffee cup on a kitchen table by a window
Two chapters, and a lawyer to tell you which one fits.
Cornerstone Law Group files Chapter 7 and Chapter 13 bankruptcy. Chapter 7 is a liquidation filing, and it’s available once every eight years. Chapter 13 is the other route. Filings under either chapter can stop foreclosures, repossessions, creditor calls, collection efforts and lawsuits.
Mark J. Dahlberg, an owner of the firm, handles bankruptcy alongside family law and civil litigation. Admissions across the firm’s owners include the U.S. Bankruptcy Court for both the Eastern and Western Districts of Virginia, so your filing doesn’t depend on which of the state’s two districts you live in.
The practice also covers consumer law and fair debt collection, which matters when the problem is how a creditor has been behaving and not only what you owe.
Chapter 03
What to bring, and what happens next.
Bring the notices, the court papers and the envelopes you’ve been avoiding. Nobody expects the pile to be in order.
A list of what you owe and to whom helps, along with anything about a pending foreclosure, repossession or lawsuit, and recent records of what comes in and goes out each month. If you don’t have all of it, come anyway and say what’s missing.
The first consultation is free, and the firm arranges a variety of payment options. Call (540) 898-8881 and the Fredericksburg office will set a time, or you can start at whichever of the firm’s nine offices is nearest.
Admissions across the firm’s owners include the U.S. Bankruptcy Court for the Eastern and Western Districts of Virginia.
Two chapters
Cut side by side, so you can read them together.
Which chapter fits is a question for a lawyer with your documents in front of them. Meet the attorneys or ask for a free consultation.
Chapter 13
The other route
The second filing the firm handles. Which one fits is worked out in the free consultation.
Cut beneath both
Foreclosures, repossessions, creditor calls, collection efforts and lawsuits.
Those are what a filing under either chapter is meant to stop. Consumer law and fair debt collection are part of the same practice.